Pet wellness insurance by Fetch

Helping your dog or cat stay healthy just got more affordable. Add Fetch Wellness to your Fetch Pet Insurance for as little as $10/month to get coverage for preventive and routine care. Buy it today. Start using it in just 2 days.

No deductible

No copay

No waiting period

Enroll now
Taco the border collie dog sitting in a wooden chair.

What are you waiting for?

— Taco

Why adding Fetch Wellness coverage is worth it

Fetch Pet Insurance gives you unmatched coverage when your pet is sick or hurt. Add Fetch Wellness, and you'll also be covered for the routine care that helps keep them healthy. With both, you'll be better prepared for your pet's veterinary needs, plus you'll save big on vet bills.

A minimalistic line art icon of a dog sitting with a dog recovery cone around its neck.
Unexpected Visits

Accident & Illness

Accidents & Illnesses

Prescription medications

Canine infectious respiratory disease

Emergency visits

Surgery & hospitalization

+

Line art of a dog with a toothbrush indicating pet dental care.
ROUTINE CARE

Add Fetch Wellness

Annual exam

Vaccinations

Dental cleanings

Spaying & neutering

Blood, urine & fecal tests

Enroll now

Choose the Fetch Wellness plan that’s right for you

Pay a little less each month for coverage of the essentials like annual exams and vaccinations. Or pay a little more and get the essentials, plus extras like microchipping and behavioral exams.

Essentials

STARTING AT

$

10

/month

Annual coverage amount:

$315

BENEFIT

COVERAGE

Annual exam

$30

Canine Bordetella / Feline FELV vaccines

$10

Canine DHLPP / Feline FVRCP vaccines

$10

Canine Rabies / Feline Rabies vaccines

$10

Canine Lyme / Feline FIP vaccines

$10

Heartworm, flea & tick prevention

$30

Heartworm tests

$10

Dental cleaning / spaying / neutering

$175

Blood test

$10

Urinalysis

$10

Fecal test

$10

Microchipping

$0

Anal gland expression

$0

Behavioral exam

$0

Health certificate

$0

Activity monitor

$0

Enroll now

Advantage

STARTING AT

$

20

/month

Annual coverage amount:

$520

BENEFIT

COVERAGE

Annual exam

$50

Canine Bordetella / Feline FELV vaccines

$20

Canine DHLPP / Feline FVRCP vaccines

$20

Canine Rabies / Feline Rabies vaccines

$20

Canine Lyme / Feline FIP vaccines

$20

Heartworm, flea & tick prevention

$50

Heartworm tests

$25

Dental cleaning / spaying / neutering

$200

Blood test

$25

Urinalysis

$25

Fecal test

$25

Microchipping

$20

Anal gland expression

$20

Behavioral exam

$0

Health certificate

$0

Activity monitor

$0

Enroll now

Prime

STARTING AT

$

30

/month

Annual coverage amount:

$735

BENEFIT

COVERAGE

Annual exam

$50

Canine Bordetella / Feline FELV vaccines

$25

Canine DHLPP / Feline FVRCP vaccines

$25

Canine Rabies / Feline Rabies vaccines

$25

Canine Lyme / Feline FIP vaccines

$25

Heartworm, flea & tick prevention

$60

Heartworm tests

$30

Dental cleaning / spaying / neutering

$250

Blood test

$30

Urinalysis

$30

Fecal test

$30

Microchipping

$30

Anal gland expression

$20

Behavioral exam

$25

Health certificate

$30

Activity monitor

$50

Enroll now

*Pricing may vary by state or province.
Prices listed indicate the maximum annual payback for the item(s) in each line above.

Why get wellness?

“Fetch Pet Insurance covers unexpected injuries and illnesses. By adding wellness coverage to your accident and illness coverage, you're prepared for whatever your pet may need. Whether it’s preventive care services or treatment for a serious medical concern.”

Aliya McCullough, DVM MS

Chief Veterinary Officer & Director of Veterinary Affairs, Fetch Pet Insurance

Comprehensive preventive coverage for them and savings for you

Our pet insurance wellness plan covers vet visits that keep your dog or cat healthy – preventive treatment like vaccines and routine care like annual dental cleanings. Here’s a quick look at some of the services we cover and how much you could save with Fetch Wellness.

Annual exam

A nose-to-tail exam to make sure your pet is healthy and find any hidden signs of illness.

Vaccinations

Protection against infectious diseases like rabies that can cause serious illness or death.

Flea, tick & heartworm prevention

Preventive medication to keep your pet safe from harmful parasites and disease-carrying insects.

Dental care & cleaning

More than just a good teeth cleaning. A comprehensive oral exam to detect and treat dental disease.

A minimalistic line art icon of a dog sitting with a dog recovery cone around its neck with a mint green background.

Spaying or neutering

Procedures with health benefits like preventing certain cancers and behavioral issues.

Blood, urine & fecal tests

Tests to show how well your pet’s body is functioning, catch illnesses early and detect harmful parasites.

Get your price

Fetch Wellness covers more than some other providers

We have three plans to choose from so you can find the wellness coverage that works best for you and your pet. Some pet insurance providers don’t cover preventive care at all.

Annual exam

Vaccinations

Heartworm, flea & tick prevention

Dental cleaning

Spaying or neutering

Blood, urine & fecal tests

Behavioral exam*

Anal gland expression**

Trupanion

Healthy Paws

Lemonade

MetLife

Enroll now

Rated 4.7 in the App Store & 4.8 in Google Play. *Updated March 2023.

How Fetch Wellness works

Pay your vet as usual

Fetch works on a reimbursement model. You pay your veterinarian, then we pay you back. You can use any vet in the U.S. or Canada.

Use our app to file a claim

The Fetch Pet Insurance app makes it fast and easy to file claims. Just scan and upload a fully paid invoice and we’ll take it from there.

Get paid back fast

Claims are typically processed within 15 days. When you sign up for direct deposit, money goes into your account when claims are approved in as little as 2 days — no extra charges or hidden fees.

Enroll now

Pet wellness FAQs

How does adding wellness enhance Fetch Pet Insurance?

Fetch already has comprehensive coverage when your pet gets sick or hurt. When you add Fetch Wellness, you'll also have coverage for the routine care that helps them stay healthy.

For example, an emergency vet visit for vomiting or a broken tooth is covered under accident and illness coverage. Routine care like vaccinations, heartworm prevention and dental cleaning would be covered under wellness.

Can I get a pet wellness insurance plan on its own?

Fetch Wellness coverage is only available as an add-on to your Fetch accident & illness policy. With both, you'll have the total package for your pet's health — superior coverage for injuries and illnesses, plus routine and preventive care to help them stay healthy.

Is there a waiting period for pet wellness insurance?

No, there is no waiting period for Fetch Wellness. You can submit wellness claims on or after the effective date that's given in your enrollment confirmation email. In other words, you get wellness coverage on or after the day you enroll.1

How do I submit claims for pet wellness insurance?

You submit wellness claims the same way you submit claims for accident or illness — through the Fetch Pet Insurance app or your online account. The only document you need is a finalized fully paid invoice from your vet showing what kind of care your pet received and how much you were charged.

How does reimbursement work for Fetch Wellness claims?

Reimbursement for wellness claims is simple: you'll be reimbursed the full amount for a covered benefit until you hit the annual coverage limit for that benefit. There is no deductible or reimbursement rate.

For example, let's say you take your dog to the vet for their bordatella vaccine and it costs $20. If your annual coverage amount for this vaccine is $25, you'll be reimbursed the full $20.

Is there a deductible for pet wellness insurance?

No, there is no deductible for Fetch Wellness coverage.

What’s the cancellation policy for Fetch Wellness?

You can cancel your wellness coverage within the first 30 days of your policy effective date if you have not filed a wellness claim. If you want to cancel after 30 days or you have filed a claim, you must cancel your entire accident and illness plus wellness coverage policy.