The most complete dental coverage for your pet
Every Fetch Pet Insurance plan includes unmatched dental coverage for pets, including what others charge extra for or don’t cover at all.
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“I worry about gum disease. My toothbrush is an old stick.”
— Rugby
Why full dental coverage is so important when it comes to pet insurance
When it comes to pet insurance, dental coverage is not an area you want to skimp on. Pet dental injuries are incredibly common — in fact, 1 out of 4 pets experience a traumatic dental injury throughout their lifetime. Broken teeth make up about 50% of those injuries, which isn’t surprising given how much our pets love to gnaw on nearly anything they can find.
According to Dr. Aliya McCullough, Fetch’s Chief Veterinary Officer & Director of Veterinary Affairs, the most common dental illness in pets is periodontal disease, which happens when there’s an infection or inflammation in an animal’s teeth and gums caused by bacteria. It can start as mild as gingivitis, but can progress to cause loose teeth or teeth falling out. Periodontal disease can be incredibly painful and uncomfortable, and as we know, your pets can’t just tell you when they aren’t feeling well.
When it comes to cats, tooth resorption is another common dental illness to have on your radar. Nearly 7 out of 10 cats experience resorptive lesions, which are typically treated by extracting the affected teeth. Tooth resorption can be tricky for pet parents to spot because cats are so good at hiding their signs of pain.
That's why Fetch covers injury and illness in every adult tooth — not just the canines. This includes full coverage for periodontal disease, oral tumors, trauma and more. Healthy Paws and AKC don’t cover dental disease at all. Nationwide, Lemonade, Embrace and Pets Best all offer less dental coverage than Fetch or charge extra for it.
The benefits of full-mouth dental coverage go beyond teeth and gums
Dr. McCullough also stresses the importance of dental care because it’s linked to your pet’s overall health and well-being. Chronic inflammation in the mouth puts a lot of stress on the rest of the body, and when dental problems go untreated, those inflammations and infections can also exacerbate other illnesses in dogs and cats. Dental disease can make it much harder to regulate a pet’s diabetes, for example. Or if your pet has kidney or heart issues, having an inflammation in the mouth can lead to infections and make it harder to treat those diseases.
It’s key to remember that signs and symptoms of dental disease in pets can be very subtle. According to Dr. McCullough, dogs and cats often won’t complain about their pain, so it becomes a kind of secret. In fact, some pet parents don’t even realize their dog or cat is having a dental problem until their behavior changes after a cleaning or treatment. After the trip to the vet, they’ll notice their pet will have more energy and excitement or start eating better.
The bottom line: having a pet insurance plan with complete dental coverage is an important part of keeping your pet’s mouth clean and healthy. It also gives you the peace of mind that you won’t be stuck with the whole bill if your pet needs an expensive procedure like a root canal or an extraction. Some providers, like Embrace and Lemonade, cap your dental coverage at $1,000 a year. Read reviews of Fetch’s dental coverage and how it has saved pet parents thousands of dollars in vet bills.
Fetch Pet Insurance covers every tooth & dental illness
Full dental coverage for dogs and cats is crucial: just think about all the hard work those teeth put in on chew toys alone! Fetch Pet Insurance covers injury and disease in every adult tooth, not just the canines. Not all providers do. Plus, you get full coverage for periodontal disease (the most common disease in dogs and cats), oral tumors, trauma and more. Just keep in mind that Fetch (like most providers) doesn’t cover pre-existing conditions, so it’s important to sign up for pet insurance before your dog or cat shows symptoms of an injury or illness to get coverage for those vet visits. All the more reason to protect your pet today.
When you add Fetch Wellness, you'll also have coverage for the routine care that helps pets stay healthy. For example, an emergency vet visit for a broken tooth is typically covered under injury and illness coverage. Routine care for your dog or cat, like dental cleaning, would be covered under wellness. Preventive dental care helps ensure your pet’s teeth and gums are clean and healthy and annual teeth cleanings for your dog or cat can catch early signs of dental disease before they evolve into a more painful illness.
What’s included with Fetch’s complete dental coverage?
Fetch provides coverage for most dental treatments your vet recommends, including (but not limited to):
Periodontal disease
Oral tumors
Fractured teeth
Root canals
Crowns
Gum disease
Tooth resorption
Tooth extraction
Gingivitis
1 out of 4 pets experience a traumatic dental injury according to a study in the Journal of Veterinary Dentistry. Dr. Julie Buzby. June 2021.
Nearly 7 out of 10 cats experience resorptive lesions, according to a study in the Journal of Veterinary Dentistry. Dr. Julie Buzby. June 2021.