Nationwide Pet Insurance
vs.
Fetch Pet Insurance
Wondering who has the best pet insurance? We sniffed out the differences for you, so you can see how Fetch’s unmatched coverage is top dog.
See how Fetch compares to Nationwide pet insurance >
“You had me at Fetch.”
— Brie
Fetch covers more than most other providers, including Nationwide
Fetch works exclusively in the pet insurance industry and protects over 450,000 pets (and counting!) with the most comprehensive coverage. Fetch doesn’t limit coverage based on pet’s age and includes coverage for hereditary conditions, which Nationwide doesn’t offer. Our plan also covers boarding fees, which Nationwide pet insurance doesn’t cover.
Get your priceCompare Fetch to Nationwide pet insurance
Coverage
Fetch
Nationwide
Covers pets of every age 6 weeks+
Use any vet in the U.S. and Canada
Offers wellness coverage
Sick-visit exam fees
Boarding
Online vet visits
Alternative & holistic care
Behavioral therapy
Breed-specific conditions
Every tooth, plus gums
Covered
Not covered
Costs extra
Less coverage
than Fetch
This comparison is based on core policy coverage and the information is accurate as of September 2023.
Fetch Wellness is add-on coverage.
Fetch covers what Nationwide pet insurance does not, including:
Sick-visit exam fees — saving you $50 - $250, on average, per appointment. You’ll have to pay extra for that coverage with Nationwide.
Up to $1,000 in behavioral therapy and medicine. Nationwide doesn’t do that.
Up to $1,000 in boarding fees should you require hospitalization for 4 days or more. Nationwide doesn’t offer you that.
Nationwide doesn’t cover every tooth — Fetch does
We cover injury and disease in every adult tooth, not just the canines. Plus, you get full coverage for periodontal disease (the most common disease in dogs and cats), oral tumors, trauma and more.
If you want that same level of protection with Nationwide, you’ll need to pay for a more expensive plan.
Nationwide’s waiting period before they cover knee injuries is twice as long as Fetch’s
Fetch covers cruciate ligament injuries after 6 months, but waives this waiting period in the first 30 days if a vet examines your pet’s knees and provides a clean bill of health.
With Nationwide’s pet insurance, your pet has to wait 12 months for this coverage — that’s twice as long.
Nationwide pet insurance doesn’t cover breed-specific conditions
With Fetch’s comprehensive plan, coverage for hereditary conditions linked to breed, like breathing problems in French bulldogs or hip dysplasia in German Shepherds, comes standard.
Nationwide only covers some breed-specific conditions and doesn’t cover congenital conditions — unless you pay extra.
With Fetch, you’ll get 100% reimbursement on pet meds
With Fetch, you can order your pet’s medications from our online pharmacy, Fetch Pet Rx, and we’ll reimburse 100% of your out-of-pocket expenses.
Nationwide doesn’t offer this. Fetch is the only pet insurance provider that pays you back 100% of the cost of your pet’s meds — with $0 copay — when you use Fetch Pet Rx.
What should you consider when you’re comparing pet insurance providers?
What does the coverage include?
Not all pet insurance plans are created equally. If a provider doesn’t cover a condition your pet has or treatment they need, you won’t be able to file a claim and get paid back for it — which means you could run into some serious costs. Take a close look at all limitations and exclusions for a given pet insurance plan, which can include factors like upper age limits and exclusions for breed-specific conditions.
How much can you customize the price?
Getting a plan that works for your pet and your budget is key. With Fetch, you can customize your plan, including choosing your deductible, max annual payout and reimbursement rate. Not all providers let you customize your price like this.
What matters the most to you?
Every plan is different, and every pet parent is, too. Some people only want protection in case of injury and illness — the unexpected stuff you can’t see coming — while others also want coverage for things like chronic conditions. Make sure that what you’re paying for is what is best for your pet’s needs and your budget.
Add routine & preventive coverage, save up to $735 more a year
Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams).
Unexpected Visits
Get Fetch Pet Insurance
Covers injuries, illnesses, prescription medications & more.
+
Optional ROUTINE CARE
Add Fetch Wellness
Covers annual exams, vaccinations, dental cleanings & more.