Pet wellness plans to cover preventive care

Our all-new Wellness coverage pays for itself with just 1 vet visit

  • Annual exam

  • Vaccines

  • Heartworm, flea and tick prevention

  • Teeth cleaning, plus so much more!

Get your price
Now with up to 2x more money back.

Fetch Wellness is available in all U.S. states & Canada. New & improved plans are coming soon to all states. Get a free quote to see the Wellness coverage in your area.

What does pet wellness cover? How is it different from accident & illness pet insurance?

Help give your pet a longer, healthier life by adding Fetch Wellness to your Accident & Illness coverage

Accident & Illness

  • Emergency vet visits

  • Hospital stays

  • Cuts & scratches

  • Broken teeth

  • Broken bones

  • Bite wounds

  • Poisoning

  • Surgery and more

Wellness (optional add-on)

  • Annual exams

  • Vaccinations

  • Spaying/Neutering

  • Dental cleanings

  • Flea & tick prevention

  • Blood test

  • Fecal test

  • Urinalysis and more

Get your price

What Wellness covers: annual exams, vaccines, flea & tick prevention & more

Fetch Wellness works differently to your pet’s Accident and Illness pet insurance. First, there’s no copay, no deductible and no waiting period for Wellness coverage. Next, instead of getting paid back 70%, 80% or 90% of approved claims, you get reimbursed a set dollar amount for each type of preventive care. Take a look.

  • Annual exam

    You get up to $100/yr. paid back

    A complete check-up to make sure your pet is healthy and find any hidden signs of illness.

  • Vaccinations

    You get up to $125/yr. paid back

    Protection against infectious diseases like rabies that can cause serious illness or death.

  • Heartworm, flea & tick prevention

    You get up to $250/yr. paid back

    Medication to keep your pet safe from harmful parasites and disease-carrying insects.

  • Dental cleaning

    You get up to $250/yr. paid back

    More than just a good teeth cleaning. A full oral exam to detect and treat dental disease.

  • Spaying or neutering

    You get up to $250/yr. paid back

    Procedures with health benefits like preventing certain cancers and behavioral issues.

  • Blood, urine & fecal tests

    You get up to $230/yr. paid back

    Tests for your pet’s bodily functions to catch illnesses early and detect harmful parasites.

Get your price

Pet wellness plan costs

New Fetch Wellness plans pay back more than they cost in just 4 treatments

In just one visit to the vet for these 4 treatments, Fetch Wellness more than pays for itself.

  • Annual exam

  • Heartworm, flea & tick preventive meds

  • Vaccinations

  • Dental cleaning

What you get reimbursed vs. what your plan costs:
New Fetch Wellness pays for itself

Essentials

Get back

$

310

for 4 treatments:

  • Annual exam

  • Heartworm/flea/tick

  • Vaccinations

  • Dental cleaning

Plus, you still have
$80 more in benefit savings

Total cost/yr. for this plan:

$

212

Total reimbursement a year for each benefit

  • Annual exam

    $50

  • Vaccinations

    $50

  • Heartworm, flea & tick prevention

    $35

  • Heartworm test

    $20

  • Dental cleaning / Spaying / Neutering

    $175

  • Blood test

    $20

  • Urinalysis

    $20

  • Fecal test

    $20

  • Microchipping

    $25

  • Anal gland expression

    $30

  • Behavioral exam

    $25

  • Health certificate

    $30

  • Activity monitor

    $50

Advantage

Get back

$

430

for 4 treatments:

  • Annual exam

  • Heartworm/flea/tick

  • Vaccinations

  • Dental cleaning

Plus, you still have
$270 more in benefit savings

Total cost/yr. for this plan:

$

357

Total reimbursement a year for each benefit

  • Annual exam

    $75

  • Vaccinations

    $80

  • Heartworm, flea & tick prevention

    $75

  • Heartworm test

    $50

  • Dental cleaning / Spaying / Neutering

    $200

  • Blood test

    $65

  • Urinalysis

    $50

  • Fecal test

    $50

  • Microchipping

    $25

  • Anal gland expression

    $30

  • Behavioral exam

    $25

  • Health certificate

    $30

  • Activity monitor

    $50

Prime

Get back

$

725

for 4 treatments:

  • Annual exam

  • Heartworm/flea/tick

  • Vaccinations

  • Dental cleaning

Plus, you still have
$475 more in benefit savings

Total cost/yr. for this plan:

$

478

Total reimbursement a year for each benefit

  • Annual exam

    $100

  • Vaccinations

    $125

  • Heartworm, flea & tick prevention

    $250

  • Heartworm test

    $65

  • Dental cleaning / Spaying / Neutering

    $250

  • Blood test

    $100

  • Urinalysis

    $65

  • Fecal test

    $65

  • Microchipping

    $35

  • Anal gland expression

    $40

  • Behavioral exam

    $25

  • Health certificate

    $30

  • Activity monitor

    $50

Essentials

Get back

$

310

for 4 treatments:

  • Annual exam

  • Heartworm/flea/tick

  • Vaccinations

  • Dental cleaning

Plus, you still have
$80 more in benefit savings

Total cost/yr. for this plan:

$

212

Total reimbursement a year for each benefit

  • Annual exam

    $50

  • Vaccinations

    $50

  • Heartworm, flea & tick prevention

    $35

  • Heartworm test

    $20

  • Dental cleaning / Spaying / Neutering

    $175

  • Blood test

    $20

  • Urinalysis

    $20

  • Fecal test

    $20

  • Microchipping

    $25

  • Anal gland expression

    $30

  • Behavioral exam

    $25

  • Health certificate

    $30

  • Activity monitor

    $50

Advantage

Get back

$

430

for 4 treatments:

  • Annual exam

  • Heartworm/flea/tick

  • Vaccinations

  • Dental cleaning

Plus, you still have
$270 more in benefit savings

Total cost/yr. for this plan:

$

357

Total reimbursement a year for each benefit

  • Annual exam

    $75

  • Vaccinations

    $80

  • Heartworm, flea & tick prevention

    $75

  • Heartworm test

    $50

  • Dental cleaning / Spaying / Neutering

    $200

  • Blood test

    $65

  • Urinalysis

    $50

  • Fecal test

    $50

  • Microchipping

    $25

  • Anal gland expression

    $30

  • Behavioral exam

    $25

  • Health certificate

    $30

  • Activity monitor

    $50

Prime

Get back

$

725

for 4 treatments:

  • Annual exam

  • Heartworm/flea/tick

  • Vaccinations

  • Dental cleaning

Plus, you still have
$475 more in benefit savings

Total cost/yr. for this plan:

$

478

Total reimbursement a year for each benefit

  • Annual exam

    $100

  • Vaccinations

    $125

  • Heartworm, flea & tick prevention

    $250

  • Heartworm test

    $65

  • Dental cleaning / Spaying / Neutering

    $250

  • Blood test

    $100

  • Urinalysis

    $65

  • Fecal test

    $65

  • Microchipping

    $35

  • Anal gland expression

    $40

  • Behavioral exam

    $25

  • Health certificate

    $30

  • Activity monitor

    $50

Wellness plans vary by state. Get your free quote today to see the plans in your state.

Get your price

Compare Fetch Pet Wellness Plans

Choose the plan that works best for your pet & your budget

Pets Best, AKC and Nationwide only offer 2 wellness plans. Fetch Pet knows that not every pet (and budget) is the same, so we offer 3 different Wellness plans. Each one more than pays for itself — the total available reimbursement amount is more than the cost of the plan. Compare plans to find the one that’s best for you.

Fetch Wellness plans: Essentials, Advantage & Prime

Essentials plan

You get reimbursed up to

$390/yr.

As low as

$18/mo.

Essentials reimburses you for preventive care, including:

  • Annual exam

  • Heartworm, flea and tick prevention

  • Vaccines, plus, so much more!

Advantage plan

You get reimbursed up to

$700/yr.

As low as

$30/mo.

Advantage reimburses you for everything in Essentials, plus double your benefit savings on:

  • Blood test

  • Heartworm, flea and tick prevention

  • Fecal test, plus, so much more!

Prime plan

You get reimbursed up to

$1,200/yr.

As low as

$40/mo.

Prime reimburses you for everything in Advantage, plus an additional $500 in total benefit savings on:

  • Annual exam

  • Heartworm, flea and tick prevention

  • Vaccines, plus, so much more!

Get your price

Compare wellness coverage across pet insurance providers — Fetch Pet covers more

Trupanion, Healthy Paws, Lemonade and MetLife all offer less preventive care coverage than Fetch Pet does. See for yourself, and find the best wellness plan for you and your pet.

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Comparison is accurate as of July 2026 based on Fetch Wellness coverage.

Get your price

preventive care reimbursements

How to get paid back for pet wellness care — $0 copay, $0 deductible with Fetch Pet

It’s easy to get paid back for your pet’s preventive care with Fetch Pet, and help give them a longer, healthier life. Check your plan to see the set reimbursement amount for each covered treatment per year. Since there’s no copay, no deductible and no waiting period for Fetch Wellness, you can start getting paid back right away.

  1. 1

    You pay the vet first

    You pay your pet’s bill in full at the veterinarian’s office during your visit.

  2. 2

    Submit a claim to get paid back

    Upload a picture of your paid invoice and supporting medical records and submit them in the top-rated Fetch app.

  3. 3

    Get reimbursed — fast

    Claims are typically processed in less than 10 days. Once approved, you get paid back straight to your bank account when you set up direct deposit.

Get your price

Fetch Pet’s Accident and Illness pet insurance covers your pet if they get sick or hurt. By adding Wellness to your coverage, you’re covered for the preventive care that helps keep your pet healthy, plus any injuries or illness that might occur.

A portrait of Dr. Aliya McCullough.

Dr. Aliya McCullough, DVM, MS

Fetch Chief Veterinary Officer & Director of Veterinary Affairs

Your pet wellness questions, answered

Get your price

Fetch is on a mission to help you give your pet a longer, healthier life.

Making the best veterinary care accessible to your dogs and cats — no matter the cost — is just the beginning. When you join Fetch, you’re getting the most complete pet insurance and unlocking a world of exclusive Member Perks on products and services that help you enjoy more good days with your pet.

Fetch Pet Insurance | Love Longer.™