Pet wellness plans to cover preventive care
Our all-new Wellness coverage pays for itself with just 1 vet visit

Annual exam

Vaccines

Heartworm, flea and tick prevention

Teeth cleaning, plus so much more!

What does pet wellness cover? How is it different from accident & illness pet insurance?
Fetch Wellness covers the preventive care that helps keep your pet healthy (think: annual exams, vaccines, heartworm, flea and tick prevention, teeth cleanings, plus more). Fetch Accident and Illness pet insurance covers your pet if they get sick or hurt (think: broken bones, dental disease, swallowed objects and more). When you add optional Fetch Wellness coverage to your Accident and Illness pet insurance, your pet is protected for unexpected injuries and illnesses, plus preventive care. Fetch Wellness plans start at $18/mo.
Help give your pet a longer, healthier life by adding Fetch Wellness to your Accident & Illness coverage
Accident & Illness

Emergency vet visits

Hospital stays

Cuts & scratches

Broken teeth

Broken bones

Bite wounds

Poisoning

Surgery and more
Wellness (optional add-on)

Annual exams

Vaccinations

Spaying/Neutering

Dental cleanings

Flea & tick prevention

Blood test

Fecal test

Urinalysis and more
What Wellness covers: annual exams, vaccines, flea & tick prevention & more
Fetch Wellness works differently to your pet’s Accident and Illness pet insurance. First, there’s no copay, no deductible and no waiting period for Wellness coverage. Next, instead of getting paid back 70%, 80% or 90% of approved claims, you get reimbursed a set dollar amount for each type of preventive care. Take a look.

Annual exam
You get up to $100/yr. paid back
A complete check-up to make sure your pet is healthy and find any hidden signs of illness.

Vaccinations
You get up to $125/yr. paid back
Protection against infectious diseases like rabies that can cause serious illness or death.

Heartworm, flea & tick prevention
You get up to $250/yr. paid back
Medication to keep your pet safe from harmful parasites and disease-carrying insects.

Dental cleaning
You get up to $250/yr. paid back
More than just a good teeth cleaning. A full oral exam to detect and treat dental disease.

Spaying or neutering
You get up to $250/yr. paid back
Procedures with health benefits like preventing certain cancers and behavioral issues.

Blood, urine & fecal tests
You get up to $230/yr. paid back
Tests for your pet’s bodily functions to catch illnesses early and detect harmful parasites.
Pet wellness plan costs
New Fetch Wellness plans pay back more than they cost in just 4 treatments
In just one visit to the vet for these 4 treatments, Fetch Wellness more than pays for itself.

Annual exam

Heartworm, flea & tick preventive meds

Vaccinations

Dental cleaning
What you get reimbursed vs. what your plan costs: New Fetch Wellness pays for itself
Essentials
Get back
$
310
for 4 treatments:

Annual exam

Heartworm/flea/tick

Vaccinations

Dental cleaning
Plus, you still have
$80 more in benefit savings
Total cost/yr. for this plan:
$
212
Total reimbursement a year for each benefit
Annual exam
$50
Vaccinations
$50
Heartworm, flea & tick prevention
$35
Heartworm test
$20
Dental cleaning / Spaying / Neutering
$175
Blood test
$20
Urinalysis
$20
Fecal test
$20
Microchipping
$25
Anal gland expression
$30
Behavioral exam
$25
Health certificate
$30
Activity monitor
$50
Advantage
Get back
$
430
for 4 treatments:

Annual exam

Heartworm/flea/tick

Vaccinations

Dental cleaning
Plus, you still have
$270 more in benefit savings
Total cost/yr. for this plan:
$
357
Total reimbursement a year for each benefit
Annual exam
$75
Vaccinations
$80
Heartworm, flea & tick prevention
$75
Heartworm test
$50
Dental cleaning / Spaying / Neutering
$200
Blood test
$65
Urinalysis
$50
Fecal test
$50
Microchipping
$25
Anal gland expression
$30
Behavioral exam
$25
Health certificate
$30
Activity monitor
$50
Prime
Get back
$
725
for 4 treatments:

Annual exam

Heartworm/flea/tick

Vaccinations

Dental cleaning
Plus, you still have
$475 more in benefit savings
Total cost/yr. for this plan:
$
478
Total reimbursement a year for each benefit
Annual exam
$100
Vaccinations
$125
Heartworm, flea & tick prevention
$250
Heartworm test
$65
Dental cleaning / Spaying / Neutering
$250
Blood test
$100
Urinalysis
$65
Fecal test
$65
Microchipping
$35
Anal gland expression
$40
Behavioral exam
$25
Health certificate
$30
Activity monitor
$50
Essentials
Get back
$
310
for 4 treatments:

Annual exam

Heartworm/flea/tick

Vaccinations

Dental cleaning
Plus, you still have
$80 more in benefit savings
Total cost/yr. for this plan:
$
212
Total reimbursement a year for each benefit
Annual exam
$50
Vaccinations
$50
Heartworm, flea & tick prevention
$35
Heartworm test
$20
Dental cleaning / Spaying / Neutering
$175
Blood test
$20
Urinalysis
$20
Fecal test
$20
Microchipping
$25
Anal gland expression
$30
Behavioral exam
$25
Health certificate
$30
Activity monitor
$50
Advantage
Get back
$
430
for 4 treatments:

Annual exam

Heartworm/flea/tick

Vaccinations

Dental cleaning
Plus, you still have
$270 more in benefit savings
Total cost/yr. for this plan:
$
357
Total reimbursement a year for each benefit
Annual exam
$75
Vaccinations
$80
Heartworm, flea & tick prevention
$75
Heartworm test
$50
Dental cleaning / Spaying / Neutering
$200
Blood test
$65
Urinalysis
$50
Fecal test
$50
Microchipping
$25
Anal gland expression
$30
Behavioral exam
$25
Health certificate
$30
Activity monitor
$50
Prime
Get back
$
725
for 4 treatments:

Annual exam

Heartworm/flea/tick

Vaccinations

Dental cleaning
Plus, you still have
$475 more in benefit savings
Total cost/yr. for this plan:
$
478
Total reimbursement a year for each benefit
Annual exam
$100
Vaccinations
$125
Heartworm, flea & tick prevention
$250
Heartworm test
$65
Dental cleaning / Spaying / Neutering
$250
Blood test
$100
Urinalysis
$65
Fecal test
$65
Microchipping
$35
Anal gland expression
$40
Behavioral exam
$25
Health certificate
$30
Activity monitor
$50
Wellness plans vary by state. Get your free quote today to see the plans in your state.
Compare Fetch Pet Wellness Plans
Choose the plan that works best for your pet & your budget
Pets Best, AKC and Nationwide only offer 2 wellness plans. Fetch Pet knows that not every pet (and budget) is the same, so we offer 3 different Wellness plans. Each one more than pays for itself — the total available reimbursement amount is more than the cost of the plan. Compare plans to find the one that’s best for you.
Fetch Wellness plans: Essentials, Advantage & Prime
Essentials plan
You get reimbursed up to
$390/yr.
As low as
$18/mo.
Essentials reimburses you for preventive care, including:

Annual exam

Heartworm, flea and tick prevention

Vaccines, plus, so much more!
Advantage plan
You get reimbursed up to
$700/yr.
As low as
$30/mo.
Advantage reimburses you for everything in Essentials, plus double your benefit savings on:

Blood test

Heartworm, flea and tick prevention

Fecal test, plus, so much more!
Prime plan
You get reimbursed up to
$1,200/yr.
As low as
$40/mo.
Prime reimburses you for everything in Advantage, plus an additional $500 in total benefit savings on:

Annual exam

Heartworm, flea and tick prevention

Vaccines, plus, so much more!
Compare wellness coverage across pet insurance providers — Fetch Pet covers more
Trupanion, Healthy Paws, Lemonade and MetLife all offer less preventive care coverage than Fetch Pet does. See for yourself, and find the best wellness plan for you and your pet.
Coverage for annual exams, vaccinations, flea & tick prevention, dental cleanings and more. | ![]() | ||||
|---|---|---|---|---|---|
Annual exam | |||||
Vaccinations | |||||
Heartworm, flea & tick prevention | |||||
Dental cleaning | |||||
Spaying or neutering | |||||
Blood, urine & fecal tests | |||||
Behavioral exam1 | |||||
Anal gland expression2 |
Comparison is accurate as of July 2026 based on Fetch Wellness coverage.
preventive care reimbursements
How to get paid back for pet wellness care — $0 copay, $0 deductible with Fetch Pet
It’s easy to get paid back for your pet’s preventive care with Fetch Pet, and help give them a longer, healthier life. Check your plan to see the set reimbursement amount for each covered treatment per year. Since there’s no copay, no deductible and no waiting period for Fetch Wellness, you can start getting paid back right away.
1
You pay the vet first
You pay your pet’s bill in full at the veterinarian’s office during your visit.
2
Submit a claim to get paid back
Upload a picture of your paid invoice and supporting medical records and submit them in the top-rated Fetch app.
3
Get reimbursed — fast
Claims are typically processed in less than 10 days. Once approved, you get paid back straight to your bank account when you set up direct deposit.
Fetch Pet’s Accident and Illness pet insurance covers your pet if they get sick or hurt. By adding Wellness to your coverage, you’re covered for the preventive care that helps keep your pet healthy, plus any injuries or illness that might occur.


