CAT INSURANCE BY FETCH
More cat coverage.
More money back.
More peace of mind.
Up to 90% paid back for vet bills
$1,000/yr. for cat behavioral therapy, including aggression, litter box problems and more
Use any vet in the U.S. or Canada
One straightforward but very comprehensive plan
Our pick for comprehensive coverage
Standout feature is its coverage for dental & alternative therapies
The most comprehensive pet insurance
One straightforward but very comprehensive plan
Our pick for comprehensive coverage
Standout feature is its coverage for dental & alternative therapies
The most comprehensive pet insurance
PET INSURANCE FOR CATS & kittens
Unmatched coverage for kittens. Protecting your cat for life.
Coverage starts at 6 weeks
Other providers may make you wait — but Fetch starts at 6 weeks and has no upper age limits.
Holistic & alternative therapy
Alternative and holistic therapies are becoming increasingly popular for cats. Fetch covers alternative care like acupuncture.
#1 for shelter cats & kittens
The most complete coverage that fits the needs of rescue pets, including therapy to help them adjust to their new life.
Did you know?
The sooner you enroll, the more we can help.
Your monthly costs may be lower if you enroll when cats are young — and kittens are less likely to have pre-existing conditions that won’t be covered.
WHAT IS cat INSURANCE?
The most complete coverage for cats of all ages. More money back for you.
When your kitty gets sick or hurt, cat insurance coverage can help reimburse you for treatment up to 90% of your vet bills. With Fetch, you won’t have to choose between your wallet and your furry friend. It's easy to give your cat the care they need without financial stress.
Hernia
Vet bill: $1,070.28
fetch paid back: $963.25
Vomiting & diarrhea
Vet bill: $2,779.78
fetch paid back: $2,501.80
Respiratory infection
Vet bill: $2,648.58
fetch paid back: $2,079.49
Feline infectious peritonitis
Vet bill: $4,542.47
fetch paid back: $4,088.22
Common issues for kittens
6 weeks - 1 year old
Vet bill costs are based on Fetch claims data from kittens with annual policy terms between 1.1.2023 - 12.31.2024, where the cats are 0-1 years of age. Fetch paid back is based on a policy configuration of a $10,000 or $15,000 max annual payout, an annual deductible of $250 where the deductible may or may not have been met and a reimbursement rate of 90%.
Tooth resorption
Vet bill: $3,339.38
fetch paid back: $2,931.73
Feline leukemia
Vet bill: $4,471.42
fetch paid back: $4,024.28
Urinary obstruction
Vet bill: $3,257.48
fetch paid back: $2,931.73
Heart disease
Vet bill: $4,354.63
fetch paid back: $3,414.98
Common issues for adult cats
2 - 7 years old
Vet bill costs are based on Fetch claims data from adult cats with annual policy terms between 1.1.2023 - 12.31.2024, where the cats are 2-7 years of age. Fetch paid back is based on a policy configuration of a max annual payout of $15,000, $25,000 or Unlimited, an annual deductible of $250 or $300 where the deductible may or may not have been met and a reimbursement rate of 90%.
Diabetes
Vet bill: $7,090.26
fetch paId back: $5,805.49
Overactive thyroid
Vet bill: $2,143.04
fetch paID bacK: $1,928.73
Kidney disease
Vet bill: $1,652.20
fetch paID back: $1,486.98
Cancer treatment
Vet bill: $3,775.50
fetch paID bacK: $3,158.59
Common issues for senior cats
8 years old & beyond
Vet bill costs are based on Fetch claims data from senior cats with annual policy terms between 1.1.2023 - 12.31.2024, where the cats are 7-8 years of age. Fetch paid back is based on a policy configuration of a max annual payout of $10,000, $15,000, or $20,000, an annual deductible of $300 or $400 where the deductible may or may not have been met and a reimbursement rate of 90%.
cat health coverage
Fetch covers what other providers charge extra for or don't cover at all
Complete sick visits covered
Exam fees are included, which saves you around $50-$250 per sick visit.
$1,000 in online vet visits
Get $1,000 in online vet visits every year for expert vet advice 24/7 without stressful office visits.
Boarding fees covered
Fetch covers the cost to board your pet at a licensed facility when you’re hospitalized for 4 days or more — up to $1,000 per year.
Advertising & reward
If your pet goes missing, Fetch covers the cost of advertising your lost pet and pays a reward for finding them up to $1,000 per year.
Prescription meds & supplements
100% reimbursement on prescribed medicines like antibiotics and insulin, plus supplements like vitamins and herbal therapies.
DENTAL INSURANCE FOR CATS
More coverage for dental disease & every tooth plus gums
70% of cats show signs of dental disease by age 3.
Fetch covers every tooth, plus gums.
Dental issues are common in cats, with dental procedures averaging $500-$1,200
Other providers may just cover canine teeth.
Fetch covers injury and disease in every adult tooth with no sub-limits, giving you the peace of mind that your cat's dental health is fully supported.
Did you know?
Periodontal disease is the most common disease for cats and kittens.
Fetch covers periodontal disease, plus oral tumors, root canals, tooth extraction and more.
HOW CAT INSURANCE WORKS
Getting paid back is as easy as 1, 2, 3
You pay the vet
Like other pet insurance providers, pet parents pay their vet bills in full.
Submit a claim
Just take a picture of your invoice and vet documents, answer a few questions and submit your claim in a matter of minutes.
We pay you back fast
Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit.
FETCH CAT INSURANCE REVIEWS
Thousands of 5-star reviews on Trustpilot
CAT INSURANCE FAQS
Things to consider when comparison shopping
How does cat insurance work?
Every pet insurance provider is different, but you'll usually submit a claim (this can include your vet bill and your pet's medical records) to your pet insurance provider, and you’ll typically be paid back if the treatment your cat received is covered under your plan.
What does cat insurance cover?
Pet insurance coverage varies by provider, but Fetch has the most comprehensive pet insurance coverage in the U.S. and Canada. Fetch covers what most other providers don’t or charge extra for — see a side-by-side comparison of how Fetch stacks up.
What are the different types of cat insurance?
Fetch offers comprehensive accident and illness pet insurance coverage with the option to add on a plan for wellness coverage. Accident and illness pet insurance covers your cat when they get unexpectedly sick or hurt. For example, an emergency vet visit for vomiting or a broken tooth is covered under accident and illness coverage.
Is cat insurance worth it?
If you’re looking for potential savings on future vet trips, the answer is yes. Pet insurance helps make vet bills more affordable, and you can rest easy knowing you’ll be covered if your cat unexpectedly gets sick or hurt down the road. But if you’re at the vet with a sick pet right now, bear in mind that your current visit won’t be covered. Your pet will be covered for approved claims once they’re enrolled and the waiting period has passed. Just another reason to sign up today.
Does cat insurance cover pre-existing conditions?
Like other pet insurance providers, we don’t cover pre-existing conditions. A pre-existing condition is an injury or illness that occurred or your pet showed clinical signs of before you enrolled in pet insurance, during the waiting period or before your pet’s first exam. To maximize your pet's coverage, enroll them in pet insurance as early as possible. This way, conditions they develop later on won't be considered pre-existing (and therefore excluded from coverage).
What is a waiting period in cat insurance?
The waiting period is a set period between enrollment and when coverage kicks in. The waiting period for accident and illness coverage with Fetch is up to 15 days. We’ll email you as soon as your coverage starts.
At what age should I get cat insurance for my pet?
Fetch recommends signing up your kitten so that future illnesses or injuries can be covered. Fetch Pet Insurance covers cats 6 weeks and older, but to make sure your pet gets as much pet insurance coverage as possible, it's best to sign up before they need it.
Do all vets take cat insurance?
All vets are in our network — you can use any veterinarian in the U.S. or Canada (including specialists and emergency clinics). We also cover remote telehealth treatment, so you can call, text, email or video chat with a vet to get the support you need. Online vet visits are covered up to $1,000 per year — included at no extra cost — no copay required.
At Fetch, we understand how special your pet is to you (and vice-versa). That’s why we built a plan that covers more of the care your pet needs. Having more coverage means you’ll never have to choose between a vet bill and your pet’s health — so they can have a longer, happier life, and you can both have more good days together.
