Pet insurance that covers pre-existing conditions for adopted pets

Fetch Pet is the only pet insurance that includes coverage for 7 common pre-existing conditions for shelter pets from day one:

• Upper respiratory infection: a cold-like illness (sneezing, congestion, eye or nose discharge) caused by common viruses or bacteria.
• Ear mites: highly contagious parasites that live in the ear canals of cats. They spread easily between cats in close contact.
• Kennel cough: a hacking cough caused by airborne viruses or bacteria (most commonly Bordetella). It’s called kennel cough because it spreads easily among dogs in shelters, kennels and other shared spaces.
• Feline herpes: a common viral infection in cats that causes sneezing, congestion and eye inflammation. Feline herpes can be dormant and flare up under stress.
• Conjunctivitis: inflammation around the eye causing redness, swelling or discharge.
• Ringworm: a fungal skin infection that causes circular patches of hair loss and flaky skin in dogs and cats.
• Puppy pyoderma: a bacterial skin infection that can cause reddish bumps, small lesions or hair loss.

Fetch Pet also covers curable pre-existing conditions — medical issues that can be completely cured with no recurrence of signs or symptoms. (Think: urinary tract infections, burns and bite wounds.) In order for the condition to be considered curable by Fetch Pet, your pet must go 1 policy year completely symptom-free from the issue.

A pre-existing condition is any injury, illness or health condition that you or your veterinarian notice your pet has either before you sign up for Fetch Pet, before your policy’s effective date or during your waiting period of 15 days.

There’s no waiting period for 7 common pre-existing conditions for any newly adopted pets insured by Fetch Pet. The 7 conditions covered by this exclusive benefit are: ear mites, upper respiratory infection, kennel cough, feline herpes, conjunctivitis, ringworm and puppy pyoderma (skin infection).

All Fetch Pet Members also have no waiting period for accidents or Fetch Wellness, if added. These coverages start the day after you sign up (known as your “policy effective date” in insurance-speak).

For participating Fetch Pet shelter partners, we also waive the illness waiting period for newly adopted pets (it’s typically 15 days).

No, Pre-Ex Protection does not cost extra. It’s included in every Fetch Pet Insurance policy at no extra cost and gives newly adopted pets coverage to treat 7 common pre-existing conditions from day one (also known as your policy effective date in insurance-speak). No other pet insurance provides this protection.

Yes, you can get pet insurance for a rescue dog. Fetch Pet Insurance is the #1 pet insurance for shelter and rescue pets. With the most complete coverage, Fetch Pet covers what others charge extra for or don’t cover at all, including:

• 100% reimbursement on coverage for behavioral therapy up to $1,000/yr. with no copay and no deductible.
• Coverage for online vet visits with 100% reimbursement up to $1,000/yr. with no copay and no deductible.
• 100% reimbursement on hundreds of qualifying pet meds when you use online pharmacy Fetch Pet Rx.^†

And so much more!

Fetch Pet is the #1 pet insurance for shelter and rescue cats and has the best insurance for kittens at the best price. While others may look less expensive at first, their coverage will end up costing you more. Here’s how: Pet insurers like Spot, Pets Best and Lemonade will give you a monthly price that looks low at first. But once you get closer to purchasing, they’ll ask if you want to add coverage for dental, behavioral issues and more. Even with those add-ons, your coverage will not match what comes standard with Fetch Pet — the most complete pet insurance.