Fetch Pet Insurance for breeders: How it benefits your business & buyers

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Fetch Pet Members Nick, Enzo & Ali.Fetch Pet Members Nick, Enzo & Ali.

Nick, Enzo & Ali

Fetch Members since 2024

Why is pet insurance beneficial for breeders?

Not only does pet insurance protect a breeder’s dogs, it also helps buyers give their new pets the veterinary care they need to have healthier, longer lives. With Fetch Pet, breeders and their buyers get the best pet insurance at the best price for puppies and kittens, covering what others charge extra for or don’t cover at all. Plus, Fetch Pet gives breeders, like you, a pay-per-lead fee for each buyer who gets a quote, a bonus for every breeder you send our way and your buyers get 10% off every month for life, making the best veterinary care even more affordable for years to come. As the #1 pet insurance for ethical breeders, Fetch Pet is an extension of the excellent service top breeders offer.

Fetch Pet Insurance named #1 pet insurance in the Newsweek Readers' Choice Awards 2026

Breeder pet insurance benefits: Fetch Pet discounts, compensation & dedicated support

See how Fetch Pet supports breeders and their buyers — putting more money back in everyone’s pockets. 

Benefits for breeders

  • Less health guarantee usage

    Insured pets typically have less of a need to use their breeder’s health guarantee. Instead, they rely on their insurance benefits to make vet costs more affordable if issues arise.

  • Pay-per-lead fee

    You’ll receive a pay-per-lead fee each time your buyer gets a Fetch Pet quote. We’ll finalize the sale with the buyer directly, alleviating you from any back and forth.

  • $50 referral bonus

    You’ll get a $50 credit for every breeder who signs up with Fetch Pet’s Breeder Program based on your recommendation.

  • 10% off every month for life

    Get 10% off your Fetch Pet policy each month for your breeding dogs and/or guardian dogs. You also get to offer this lifetime benefit to your buyers!

  • Coverage for breeding complications

    Fetch Pet’s complete coverage includes issues tied to breeding, pregnancy, whelping or nursing (including emergency C-sections).

  • Breeder toolkit

    We’ll set you up with a full suite of digital marketing materials, so you have everything you need to recommend Fetch Pet to your buyers.

Benefits for buyers

  • 10% off every month for life on their new pet’s Fetch Pet policy.

  • Coverage can be timed to begin on pickup day.

  • Covers up to 90% of unexpected vet bills.

  • Breeder Concierge team (real people, not robots) to walk buyers through signing up.

  • Exclusive discounts with Fetch Deals, including savings on food, treats, toys and more essentials that keep pets healthy, plus $25 in Fetch Pet Rx cash.

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Best insurance for puppies - Canine Journal

Coverage for breed-specific issues, exam fees, dental & more: What makes Fetch Pet better for breeders

Not all pet insurance is created equally. Fetch Pet is the best pet insurance at the best price for puppies and kittens, giving dogs and cats the most complete coverage for accidents and illnesses. This includes medical issues linked to breed, such as breathing problems in French Bulldogs. It’s a standard part of your Fetch Pet policy, not an upsell, like it is with AKC. Fetch Pet also includes coverage for sick-visit exam fees and is the only provider to cover injury and disease in every adult tooth and your pet’s gums. Plus, there’s 100% reimbursement for 7 key coverage areas with Fetch Pet, including behavioral therapy and online vet visits. Each one is covered up to $1,000/yr., with $0 copay and $0 deductible. Other providers don’t do this.

Join Fetch Pet’s Breeder Program for the most complete coverage, including:

  • Breed-specific issues

    Fetch Pet covers hereditary conditions linked to breed, like hip dysplasia in German Shepherds and hypertrophic cardiomyopathy (HCM) in Maine Coons.

  • Exam fees

    Fetch Pet covers the full sick visit including the exam fee, which can average $50 - $300 on top of any tests, scans or treatments needed for diagnosis and treatment.

  • $1,000/yr. in online vet visits — no copay, no deductible

    Fetch Pet covers online vet visits — reimbursed 100%, up to $1,000/yr. — so buyers can call, text or video chat with an expert to get support when they need it, all from the comfort of home.

  • 100% reimbursement on hundreds of qualifying pet meds

    Order pet meds from our online pharmacy, Fetch Pet Rx, and get 100% reimbursement on qualifying medications — conveniently delivered right to your door.

  • Finding a lost pet

    If a pet goes missing, Fetch Pet covers up to $1,000/yr. towards the cost of advertising the lost pet and paying a reward for finding them.

  • Boarding fees

    Fetch Pet covers the cost to board pets at a licensed facility when the buyer is hospitalized for 4+ days, up to $1,000/yr.

Average insurance price based on breed

When a buyer gets a quote for their dog or cat, their exact price will depend on 3 factors: their pet’s age, their breed and where they live. Fetch Pet is the best pet insurance for puppies and kittens at the best price, and your buyers can get 10% off every month for life. Take a look at the average costs for popular dog and cat breeds with Fetch Pet — these are based on pets of all ages before the discount is applied.

Average cost by dog breed

Golden Doodle

Golden Doodle

$50/mo. on avg.

French Bulldog

$71/mo. on avg.

Golden Retriever

$50/mo. on avg.

Average cost by cat breed

Siamese

Siamese

$29/mo. on avg.

Maine Coon

$35/mo. on avg.

Ragdoll

$29/mo. on avg.

Fetch Wellness covers care needed for a breeder’s health guarantee

Many breeders offer a health guarantee, which requires that the pets they sell receive preventive care (such as an annual exam, spaying or neutering and vaccinations) to help keep them healthy. By adding an optional Fetch Wellness plan, buyers will get reimbursed for those treatments, making them more affordable. Fetch Wellness plans start as low as $18/mo., and there are 3 to choose from, so buyers can find the option that works best for their pet and their budget. With coverage for both the unexpected (with Fetch Pet Accident and Illness pet insurance) and preventive care (with Fetch Wellness), they’ll have the total package to give their new pet more good days.

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Contact the Fetch Pet team today to learn more

Fill out the form below, and we’ll reach out to you within 48 hours.

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Example: 555.555.5555
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Kayla Niedziejko - Manager, Fetch Pet Breeder Program

Kayla Niedziejko

Manager, Fetch Pet Breeder Program

Breeders & their buyers also get access to these exclusive Fetch Pet Member Perks

When you sign up with Fetch Pet, you’ll be able to take advantage of exclusive perks that make it more convenient and affordable to give your pet a longer, healthier life. They begin on day one of your policy, at no extra cost to you or your buyers.

  • Fetch Deals

    Fetch Members get exclusive savings on everyday pet products and services, including food, litter, treats, toys, grooming supplies and more with Fetch Deals. It starts on sign-up day, so buyers can immediately start saving on everything they’ll need to welcome their new puppies and kittens home.

  • Fetch Online Vet

    Fetch Online Vet, powered by Vetster, lets you connect with a licensed vet from the comfort of home. Virtual vet visits can be a fast and convenient way for buyers to ask questions as their new dog or cat settles in, and Fetch Pet reimburses 100% for this coverage, up to $1,000/yr., with no copay and no deductible.

  • Fetch Pet Rx

    Fetch Pet is the only pet insurance provider that pays back 100% on hundreds of qualifying pet meds† when you use our online pharmacy, Fetch Pet Rx — with fast, free delivery right to your door. This coverage comes standard with every Fetch Pet policy.

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Why Fetch Pet is worth it: real reviews from experts & pet parents

Pet parents have a lot to say about the complete coverage they get with Fetch Pet — just look at the thousands of 5-star reviews they’ve written on Trustpilot, where we’re rated ‘Excellent’ with 4.6 stars (out of 5). Fetch Pet is the #1 choice for pet insurance among ethical breeders, top-rated on Google and voted the #1 pet insurance provider by Newsweek readers in 2026.

Experts agree: Fetch Pet is the best insurance for puppies and kittens according to Canine Journal, the best pet insurance for dental coverage per Forbes and rated A+ by the Better Business Bureau.

Your questions about Fetch Pet Insurance for breeders, answered

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Fetch is on a mission to help you give your pet a longer, healthier life.

Making the best veterinary care accessible to your dogs and cats — no matter the cost — is just the beginning. When you join Fetch, you’re getting the most complete pet insurance and unlocking a world of exclusive Member Perks on products and services that help you enjoy more good days with your pet.

Fetch Pet Insurance | Love Longer.™