Pet Insurance in California
Fetch is the most comprehensive pet insurance in
– and all of the U.S. We pay back up to 90% of unexpected vet bills when your pet gets sick or hurt. And with our optional Fetch Wellness add-on, you can help prevent health issues before they start.
Use any veterinarian in the U.S. or Canada
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What does Fetch Pet Insurance cover in
With Fetch, you have peace of mind knowing your pet is protected with the most comprehensive coverage if they get sick or hurt. And that’s important, because a pet parent is faced with a vet bill of more than $1,000 every 6 seconds.
Fetch covers what most other providers charge extra for, or don’t over at all, including:
Physical therapy. Fetch covers massage, movement therapy (kinesiotherapy), underwater treadmills (hydrotherapy), electrical stimulation and more, when administered by a vet.
How does pet insurance work in
Every provider is different, but you'll usually submit a claim (this can include your vet bill and your pet's medical records) to your pet insurance provider, and you’ll typically be paid back if the treatment your dog or cat received is covered under your plan.
With Fetch, submitting a claim is as easy as taking a picture of your vet documents and answering a few questions online or using our app. Once approved, Fetch pays back up to 90% of your bill. To learn more, check out our claims page.
Rated 4.7 in the App Store & Google Play. *Updated July 2023.
How much does pet insurance in
Your pet insurance cost is based on three factors: age, breed and location. Younger pets tend to cost less to insure than older ones, and since certain breeds of dogs and cats are prone to different medical issues, your pet’s breed can affect your price as well. Where you live also factors in, since the cost of veterinary care varies from place to place.
is a Fetch favorite for raising a fur family
When we think of enjoying California with our pet, we can practically feel the sunshine on our face and the ocean breeze in our fur. California boasts some of the most beautiful national parks and hiking trails for your pups (hello: Yosemite, Joshua Tree and Sequoia), but the great outdoors is also home to mountain lions, parasites, toxic plants and wildfires – all of which can be as harmful to your dog or cat as they are to us humans. The good news is that with Fetch Pet Insurance, you can worry less about what will happen if your pet needs an unexpected vet visit, because we’ll reimburse you for up to 90% of your approved vet bills. So your pets can keep exploring the Golden State without cramping their California style.Protect your pet
Pet risk factors in
Enjoying the gorgeous West Coast weather comes with some risk factors, especially for our pets. Sunny beach days mean taking precautions to protect our dogs and cats against heat stroke and harmful UV rays. California comes with its own set of risks for pets that could result in a vet visit, including:
(including castor beans, pencil cactus, coontie, draceana, poison ivy, Brazilian pepper)
Popular pet names in
Need some inspiration for naming your West Coast dog or cat? Here are some of the most popular pet names in California, according to Fetch pet data.
Regardless of what you call your four-legged friend, Fetch has them covered with the most comprehensive insurance coverage for dogs and cats.Get your quote
How does Fetch injury and illness coverage compare?
Sick-visit exam fees
$1,000 in online vet visits
Every tooth, plus gums
Alternative & holistic care
$1,000 in boarding fees
And so much more!Get unmatched coverage
See why pet parents trust Fetch
At Fetch, we’re proud to protect over 400,000 pets (and counting) throughout the U.S., including in
and in Canada.
pet insurance in
When the unexpected happens, Fetch helps give your pet protection
Between the great outdoors and wild animals, California can be a crazy (but exciting) place for your pet. Here are the top 3 reasons pet parents bring their pets to the vet in California:
Fetch covers up to 90% of your vet bill after you’ve met your deductible and copays.
Add routine & preventive coverage in
, save up to $735 more a year
Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams). Add it today.
Get Fetch Pet Insurance
Optional ROUTINE CARE
Add Fetch Wellness
Your pet insurance in
questions – answered!
Short answer: Yes.
Long answer: Yes, because we know you’d do anything and would pay any amount to keep your pet healthy and happy. But we believe that no pet parent should have to take a deep dip into their savings or run up their credit card bill to take care of their pet. So that’s where we come in. Fetch helps pay back your unexpected vet bills should your pet ever get sick or hurt – and we cover more than most pet insurance providers.
Nope. With Fetch, you can visit any vet in the U.S. or Canada. So if you move or make an emergency trip to the vet while traveling, your pet is still covered.
Adding a Fetch Wellness plan to your Fetch injury and illness insurance will help you save on routine and preventive coverage (think: vaccinations and annual exams). That way, you can help prevent health issues before they start. Plus, there's no deductible for wellness — enroll today.
Every 6 seconds a pet owner is faced with a vet bill of more than $1,000 according to NBC News. September 2018.
The comparison is accurate as of July 2023 and is subject to change.
Heatstroke is a pet risk factor in California according to the California Department of Public Health, June 2023.
UV protection is a pet risk factor in California according to the California Department of Public Health, June 2023.
Pet parasites/ticks are a pet risk factor in California according to CBS News Sacramento, April 2023.
Mountain lions are a pet risk factor in California according to the California Department of Fish and Wildlife, 2023.
Coyotes are a pet risk factor in California according to the California Department of Fish and Wildlife, 2023.
Wildfires are a pet risk factor in California according to The Washington Post, October 2019.
Toxic plants are a pet risk factor in California according to California Veterinary Hospital, 2023.
The Los Angeles County Code requires all dogs and cats to be microchipped according to Los Angeles County Animal Care & Control. 2017.