Pet insurance in South Carolina for dogs & cats
Get your price
Myrtle Beach, South Carolina
Darcy & Delta
Fetch Members since 2024
How much does pet insurance in South Carolina cost & is it worth it?
In South Carolina, you can protect your pet with Fetch for $29/mo. for dogs and $19/mo. for cats, on average. If you have a younger pet, Fetch is the best pet insurance at the best price for puppies and kittens everywhere. That’s especially important for pets in South Carolina, where the state’s geography, climate and wildlife put dogs and cats at unique risk for tick-borne diseases, bacterial infections and more. Whether you’re Upstate by the Blue Ridge Mountains, in the Lowcountry with its marshy terrain or anywhere else, Fetch reimburses you for treating these conditions, as well as for every veterinarian, specialist and emergency clinic in the state (there are no networks). Helping your pet live a longer, healthier life in South Carolina is more affordable and convenient with Fetch.
Fetch is the most complete pet insurance for injuries & illnesses in South Carolina
Coverage others upsell you on comes standard with Fetch, including for dental diseases, sick-visit exam fees, behavioral therapy, telehealth and more. Fetch makes it more affordable and convenient to give your pet the best veterinary care in Charleston, Myrtle Beach, Columbia, Greenville and throughout the state.
Included coverage
Accidents
Emergency vet visits
Hospital stays
Cuts & scratches
Swallowed objects
Broken teeth
Broken bones
Bite wounds
Poisoning
Online vet visits
Illnesses
Sick visits
Vomiting & diarrhea
Skin & ear infections
Cancer treatment
Dental & gum disease
Allergies
Arthritis
Cherry eye
Breed-specific issues
Tests
X-Rays & CT scans
Physical therapy
Surgeries
Ultrasounds
Laboratory tests
Acupuncture & chiropractic care
Treatment for aggression & anxiety
Medications
Accidents, Illnesses & Tests
Emergency vet visits
Hospital stays
Cuts & scratches
Swallowed objects
Broken teeth
Broken bones
Bite wounds
Poisoning
Learn more about coverage
Optional coverage
Wellness
Pet insurance doesn’t include preventive care. By adding it, you’ll also get money back for the vet visits that help keep your pet healthy, including:
Annual exams
Vaccinations
Spaying/Neutering
Dental cleanings
Heartworm, flea & tick prevention
Explore preventive add-on
Common pet health risks in South Carolina
From exploring the Blue Ridge foothills to splashing in the ocean at Hilton Head, South Carolina is an incredible place for pets. A subtropical climate and a growing tick population also mean local pets are prone to specific illnesses and injuries. Here are the top reasons dogs and cats visit the vet in South Carolina, and how it pays to have Fetch — the pet insurance that covers what others don’t.
Take a look at what a 90% reimbursement and a $300 deductible looks like in these examples:
What is Leptospirosis?
Leptospirosis is a serious disease caused by Leptospira bacteria, which is found in water and damp soil contaminated by the urine of infected wildlife. It typically affects dogs and is much rarer in cats.
How Leptospirosis affects pets: Common signs include loss of appetite, vomiting, lethargy, abdominal pain, diarrhea, jaundice (yellowing of the skin), dehydration, drinking or urinating more than usual, weight loss and stiffness or muscle pain.
Why pets in South Carolina are at an increased risk for Leptospirosis
South Carolina’s frequent rainfall, plentiful marshes, wetlands and slow-moving bodies of water make pets in the state vulnerable to contracting Leptospirosis. Dogs and cats that spend time outdoors, especially in rural or wooded areas of the state, face a heightened chance of exposure.
Leptospirosis
Fetch pays back: $1,405
Average cost to treat: $1,895
What are tick-borne illnesses?
Diseases transmitted to pets by infected tick bites include Anaplasmosis, Babesiosis, Lyme, Rocky Mountain Spotted Fever, Ehrlichiosis, Powassan Virus, Heartland virus and Tularemia.
How tick-borne diseases affect pets: Dogs with Anaplasmosis, Ehrlichiosis, Lyme or Rocky Mountain Spotted Fever often experience similar symptoms of lethargy, fever, loss of appetite, limping (also known as lameness) and abnormal bleeding. Help your pet avoid contracting tick-borne illnesses by giving them a preventive medication, like those covered by Fetch Wellness.
Why pets in South Carolina are at an increased risk for tick-borne illnesses
There are as many as 6 known tick species found in South Carolina, according to the state’s Department of Public Health. The warm, humid climate is all too hospitable to the black-legged tick, the lonestar tick, the American dog tick, the brown dog tick, the Gulf Coast tick and the Asian longhorned tick. Tick-borne diseases occur year-round in the state.
Tick-Borne Illnesses
Fetch pays back: $237
Average cost to treat: $264
Deductible has been met in this example.
What are pet alligator attacks?
Alligators have been known to prey on dogs and cats, especially near lagoons, lakes (including Lake Marion and Lake Moultrie), ponds and other bodies of water, like those found in Hilton Head, Charleston and throughout South Carolina.
How alligator attacks affect pets: An alligator attack can result in bite wounds, lacerations, broken bones, infections and even death.
Why pets in South Carolina are at an increased risk
The freshwater lakes, rivers, swamps and marshes, primarily in South Carolina’s coastal plain and Lowcountry areas are home to alligators. It’s best to keep dogs and cats leashed and away from the water’s edge to remain safe. While alligators are known to be more active in warmer months, they pose a threat to pets year-round.
Alligator attack
Fetch pays back: $847
Average cost to treat: $1,275
What is a venomous snake bite?
Pets playing outside in South Carolina are susceptible to venomous snake bites. Not just painful, the venom can attack your pet’s blood clotting system. Without treatment, it can be life-threatening.
How venomous snake bites affects pets: All snake bites are medical emergencies for pets. Bitten dogs and cats should be rushed to an emergency vet or clinic immediately. Treatment for venomous bites may require hospitalization, fluid support and pain management, as well as the administration of antivenom.
Why pets in South Carolina are at an increased risk
According to the South Carolina Department of Natural Resources, the state is home to 38 species of snakes, including 6 venomous ones — the Copperhead, Water Moccasin, Eastern Diamondback Rattlesnake, Timber Rattlesnake, Pygmy Rattlesnake and Coral Snake.
Venomous snake bite
Fetch pays back: $921
Average cost to treat: $1,357
What is heatstroke?
Heatstroke is when a pet’s body temperature exceeds 103°F — a common danger in South Carolina, particularly during the summer months.
How heatstroke affects pets: Rapid, heavy panting or difficulty breathing, bright red or pale gums, excessive drooling, vomiting or diarrhea, lethargy, confusion or wobbliness and collapse are all signs of heatstroke in pets. Bring your pet to the vet as soon as possible if your pet shows any signs of a heat-related illness.
Why pets in South Carolina are at an increased risk for heatstroke
Known for its hot and humid summers, dogs and cats in South Carolina can easily get heatstroke. Whether you’re hiking at Table Rock State Park with your dog or enjoying another outdoor adventure, be sure to have plenty of water for your pet and take rest in shade.
Heatstroke
Fetch pays back: $1,388
Average cost to treat: $1,876
How to get reimbursed for your pet’s vet bills in South Carolina
It’s fast and easy to get reimbursed for approved claims with Fetch.
1
You pay the vet
You pay your pet’s bill in full at the veterinarian’s office during your visit.
2
Submit a claim to get paid back
Snap a picture of your paid invoice and supporting medical records and submit them in the top-rated Fetch app.
3
Get reimbursed — fast
Claims are typically processed in less than 10 days. Once approved and you’ve met your deductible, you'll get paid back up to 90% straight to your bank account via direct deposit.
South Carolina pet laws to know
State laws detail clear standards for how dogs and cats must be cared for — and violations can result in animal cruelty charges. Here's what every pet parent in South Carolina needs to know.
Dog bite liability
Dog parents in South Carolina are financially and legally responsible for any injuries their dog causes, regardless of whether the animal has ever shown aggression before. This means even a first-time incident can result in significant consequences for the pet parent.
Every Fetch policy includes 100% reimbursement for pet behavioral therapy — up to $1,000/yr., which can help alleviate issues before they become a legal problem.
Rabies vaccination
Keeping your pet's rabies vaccine current is a key part of responsible pet parenting, and in South Carolina, it’s required by law. Per the South Carolina Legislature, pet parents are required to establish proof of vaccination. You can get reimbursed for rabies vaccinations by adding an optional Fetch Wellness plan for routine care to your pet’s coverage.
Service animals
The Americans with Disabilities Act (ADA) defines service animals as “dogs that are individually trained to do work or perform tasks for people with disabilities.” Claiming your pet is a service animal, when they are not, is illegal in the South Carolina Legislature. Fines range from up to $250 for the first offense, $500 for the second and up to $1,000 for repeat violations.
Get reimbursed for the routine care that helps keep your pet healthy in South Carolina
When you sign your pet up for Fetch, you have the option to add a Wellness plan to your pet insurance, so you’ll also get money back for preventive visits (think: vaccines, annual checkups, dental cleanings, spaying, neutering and more). With coverage for both unexpected and routine vet visits, your pet (and your wallet) will have total protection.
Get your price
Rosie & Silvia
Fetch Members since 2024
Your South Carolina pet insurance questions, answered
How much does Fetch Pet Insurance cost in South Carolina?
Fetch costs an average of $19/mo. for cats and $29/mo. for dogs in South Carolina. In addition to location, your price is based on the age of your pet and its breed. Breed is a factor because some are prone to hereditary and congenital conditions, which can be costly to treat. This is true for many of South Carolina’s most common dog breeds, including Golden Retrievers, Pitbulls and Chihuahuas. Fetch covers breed-specific issues. Others don’t. Age also plays a role because older pets typically have more health issues, which usually means more vet bills. Fetch is the best pet insurance at the best price for puppies and kittens.
Does Fetch Pet Insurance cover pre-existing conditions in South Carolina?
Fetch doesn't cover all pre-existing conditions — no pet insurance does in South Carolina or elsewhere. In insurance-speak, pre-existing conditions are injuries, illnesses or conditions that your pet has or shows symptoms of before you sign up for pet insurance or during your policy’s waiting period of up to 15 days. Fetch covers curable pre-existing conditions — medical issues that can be completely cured with no recurrence of signs or symptoms in a full policy year. Examples include urinary tract infections, upper respiratory infections, bite wounds and conjunctivitis.
Can I use any veterinarian in South Carolina with Fetch?
Yes, Fetch covers all licensed vets across the entire state of South Carolina, as well as throughout the U.S. and Canada. There are no networks with Fetch, and coverage includes specialists and emergency clinics, too. This means you can file claims for vet bills and get up to 90% of what you paid back in Clemson, Myrtle Beach and elsewhere.
What is the best pet insurance in South Carolina?
When it comes to protecting a new puppy or kitten, Fetch is the best pet insurance at the best price in South Carolina and throughout the U.S. and Canada. Fetch has the most complete coverage, which includes sick-visit exam fees, behavioral therapy, physical therapy and dental disease in every adult tooth — what other pet insurance providers don’t cover at all or charge extra to cover. If you're adopting, Fetch is the #1 insurance for shelter and rescue pets. See for yourself how Fetch compares to others in our pet insurance buyer’s guide.
How does Fetch Pet Insurance compare to other pet insurance in South Carolina?
Fetch is the most complete pet insurance in South Carolina. This means we cover what others charge extra for or don’t cover at all, including dental diseases, sick-visit exam fees, behavioral therapy, telehealth and more. Take a look at a side-by-side comparison of how Fetch stacks up against Progressive, Pets Best, Lemonade, Nationwide, Embrace, Trupanion and Spot to see how Fetch clearly covers more for your pet and your wallet.
What is the waiting period for Fetch Pet Insurance in South Carolina?
Pet parents in South Carolina that sign up with Fetch have no waiting period for accident coverage or Wellness coverage (if added). Illness coverage begins after your 15-day waiting period ends.
What are the biggest pet health risks in South Carolina?
South Carolina’s warm, humid climate keeps parasites like mosquitoes and ticks active all year. This leaves pets in the Palmetto State at a higher risk of infectious diseases, including heartworm, Ehrlichiosis and Rocky Mountain Spotted Fever. Dogs and cats that spend time outdoors in the Lowcountry and Coastal Plains areas of South Carolina are also at risk of alligators and snake attacks.
Because of these environmental concerns, it’s important for South Carolina pet parents to protect their dogs and cats with the most complete pet insurance — Fetch. With coverage for injuries and illnesses, plus preventive wellness care, you’re helping your pet live a longer, healthier life.
Is Fetch Pet Insurance available in Charleston, Columbia and Greenville?
Yes, Fetch covers licensed vets in every town and city in South Carolina, including Charleston, Columbia and Greenville, with no exclusions.
