Coverage

Does pet insurance cover dental?

Fetch Pet Insurance provides the most comprehensive dental coverage out there. Unlike other providers, we cover injury and disease in every adult tooth, not just the canines. Plus, you get full coverage for gum disease (the most common disease in dogs and cats), extractions, oral tumors and more. Other providers like Healthy Paws, Trupanion and AKC only cover specific teeth or provide no coverage for dental disease.

Fetch also offers dental cleaning coverage with Fetch Wellness, an add-on to Fetch Pet Insurance. When you add wellness, you’ll be covered for the routine and preventive care that keeps your pet healthy. Preventive dental care helps ensure your pet’s teeth and gums are clean and healthy and annual teeth cleanings for your dog or cat can catch early signs of dental disease before they evolve into a more painful illness.

Dental health is also linked to your pet’s overall health and well-being. When dental problems go untreated, they can exacerbate other illnesses in dogs and cats, like diabetes or heart issues. Just another reason why it’s crucial to have a pet insurance plan that offers full dental coverage.‍

What Fetch Pet Insurance covers when it comes to dental

If your vet recommends a dental treatment for your pet, Fetch probably covers it. Our dental coverage includes (but is not limited to):

Periodontal disease
Teeth extractions
Oral tumors
Fractured teeth
Root Canals
Crowns
Gum disease
Tooth resorption
Gingivitis
Dental cleaning (when you add Fetch Wellness)

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The questions pet parents ask us the most

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Claims

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Where can I find Fetch Pet Insurance medical and claims forms?

Coverage

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Does pet insurance cover dental?

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This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by XL Specialty Insurance Company, a Delaware Corporation, or AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©️2024 Fetch, Inc.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% and may not be available in all states and is not valid with any other offer. Charitable donations offer not available in AK, HI, ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.

Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Best pet insurance according to Consumer Rating, August 2023. Based on a comparison of top pet insurance companies on consumerrating.org. Consumer Rating is a Fetch partner. MarketWatch, NerdWallet, Forbes Advisor and Rover are Fetch partners. Unmatched according to The Dodo, May 2022.

Fetch is a registered trademark owned by Fetch, Inc. Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.

Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01.01.2022 through 12.31.2022 and all available limit combinations. Exam fees based on average costs. Policies in force and number of pets helped based on Fetch data as of 10.12.2023.